Manage your money
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Make sure you're in charge of your money, or your money could end up running you.
Debts
The most important thing is avoiding unmanageable debts, especially credit cards, store cards, or loans you don't really need.
Emergency money
Once your debts are paid off, get yourself some money saved up for a rainy day. You really never know when you're going to have an emergency, or need that cash cushion.
Ideally, if you're working, have enough money saved to cover three to six months of basic living costs. If that's unrealistic, just save whatever you can, even if it's only a pound here and there. Anyone who is on a very tight budget, such as living on benefits, should concentrate on breaking even, and avoiding debt wherever possible.
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