Minimise your debts
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Graduating with debts is a fact of student life, but it can be kept under control.
Minimise your outgoings
A simple budget stops too much cash slipping through your fingers. Make a note of what you spend over the next few days to look for areas you could cut down on. Everybody has a weak spot, whether it's long mobile phone calls, clothes, CDs, or something you know to be a luxury.
Maximise your income
At the same time, make sure you're getting all you're entitled to. Parents can't be forced to contribute, but some lucky students can sweet talk Mum, Dad and Granny into parting with a little extra. Overdrafts are usually free when pre-arranged, but crippling otherwise, so keep the bank manager happy and think ahead.
Look out for college access funds, travel grants (contact your LEA), other supplementary grants, low-interest hardship loans from Student Loans Co, sponsorships, and college or charity bursaries (try the college careers library or finance office).
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